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KDCSA APP TERMS AND CONDITIONS

1. You accept responsibility for making sure that you understand how to use the KDCSA SACCO APP. We shall not be responsible to you for any losses caused by your failure to properly use the service. 2. By registering to KDCSA SACCO APP you agree to have understood, accept and abide by all the Terms & Conditions governing the KDCSA SACCO APP including any subsequent variations or amendments. 3. We reserve the right to determine the services that will be offered on the KDCSA SACCO APP and will from time to time determine or specify at our discretion the scope and features of the KDCSA SACCO APP and are entitled to modify, expand or reduce the same at any time without notice to you. By downloading and installing the KDCSA SACCO APP you will be bound by any future modifications, expansions, enhancements, deletions or reductions made by us. 4. You hereby confirm, declare and acknowledge that any communication from and to your mobile phone number is and shall be with the